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planning services

Whether you need to reassess your current wealth plan, or start from scratch to create one, Panoptic has a variety of planning services to suit your needs. Contact a wealth advocate and gain a knowledgeable partner who provides assistance, helping you prepare for and work toward your goals.

  • Investment Planning
  • Insurance Planning
  • Retirement Planning
  • Wealth Planning
  • Tax Efficiency Planning
  • Business Succession Planning
  • Business Benefits Planning
  • Estate Planning
  • Risk Management Planning

benefits realized

Panoptic has helped our clients grow their wealth and realize the numerous additional benefits that we offer. Click a plan to learn more.

  • Wealth Plan
    • Built a comprehensive wealth strategy that truly reflects and embodies client's personal goals, values, and life objectives
    • Enabled clients to make informed decisions regarding their financial situation and how they can best optimize the benefits of the wealth that they have accumulated over time
    • Presented client with options to directly help grandchildren in ways they had not considered before
    • Maintained an ongoing relationship with the client in order to assure that their plan is in constant alignment with objectives
    • Closed up coordination gaps between client's other advisors, bringing all parties and entire plan into alignment
    • Eased the minds of clients regarding their financial situation
    • Worked with client toward obtaining the financial freedom to travel and visit grandchildren several times a year
  • Estate
    • Evaluated how much client could afford to gift to their children and/or grandchildren
    • Dealt with generation-skipping issues and leveraged the generation-skipping tax exemption
    • Assessed the feasibility of various methods of charitable giving
    • Minimized estate taxes and capital gains taxes
    • Repositioned assets so that future growth occurs outside the estate
    • Involved adult children in the estate planning process so that everyone understands the intent of the estate
    • Put plans in place to financially impact not only children and grandchildren, but also great-grandchildren and beyond
  • Investments/Retirement Planning
    • Integrated wealth planning knowledge into client's personal investment decisions
    • Utilized analysis, helping them to make informed decisions on retirement planning options and on age of retirement
    • Evaluated specific investments in light of their asset allocation decisions
    • Assisted client in identifying their personal benchmark to achieve plan and positioning investment portfolio accordingly
    • Reworked investments so that current income is met, with the goal of assuring growth so that they will never outlive their money
    • Brought the risk/reward relationship of their portfolio into alignment
    • Assured that investments stay consistent with plan objectives through ongoing monitoring
  • Risk Management
    • Evaluated insurance portfolio, helping client to determine what needed to be kept, upgraded, or replaced
    • Utilized survivorship needs analysis to determine current and future insurance needs
    • Reviewed Power of Attorney, Living Will, and Trust and identified language that needed to be updated
    • Recognized and helped to resolve gaps between ownership and insurance titling
    • Represented clients in the marketplace to help them attain the best possible combination of price and quality
    • Identified undue liability exposure caused by improper ownership and determined the best method of realignment
    • Utilized planning tools to determine long term care exposure and provided client with a tailored solution
  • Business
    • Developed an exit strategy from their closely-held business
    • Set plans in place to carry the business beyond just the next generation
    • Implemented plan to retain key employees, subsequently increasing value of business to buyers
    • Designed and implemented funding strategies of for buy/sell agreement between multiple owners
    • Maximized retirement savings opportunities for business owners
    • Helped owners to diversify assets away from their business